All applications are manually underwritten, by experienced underwriters with a combined 60 years of experience in the Car Finance Industry. We do not use computerised score cards.
We offer from 12 to 60 months, dependant on the Finance Company approval and criteria. We may introduce you to a selected panel of Lenders.
Payments are set on each agreement at the outset, neither increasing or decreasing over the term. (Excluding any extra fees on the First and Last Payments that the Finance Company may charge)
Once an approval level is in place, we will inform you of the payments, including full disclosure of the fees and interest charges. Commission amounts we may receive are dependant on the amount financed, term and Lender rate.
UNLIKE SOME OF OUR COMPETITORS, We do not charge you, the applicant, ANY fees for opening a line of credit for you. However, we may receive a commission payment from the Lender for arranging your finance. This commission amount will have no influence on obtaining the best customer outcome.
All of our staff are SAF Approved and trained to offer the best advice to you. Our ethos of Treating Customers Fairly is heavily embedded into our business practices.