Can I buy any car on finance even though I have bad credit?

buy a car on finance

The short answer is in most cases, yes however you must fulfill the following criteria:

1. You must buy your car from a reputable dealer

Car Loan 2 Day has a list of approved dealers throughout the UK that are able to offer bad credit finance options on a wide range of vehicle makes and models (dealership directory coming soon – contact us for details in the mean time). If you have already found a car with another dealership that is not on this list please contact us to arrange private car finance plans.

Please note that that the availability of cars will change dealership to dealership and you are not guaranteed to be accepted for finance.

2. The vehicle must be correctly valued

The finance must cover the price of the vehicle being purchased and the vehicle must be worth the loan amount.

3. You must pass our finance criteria

Our checks include ensuring that your finance repayments are affordable, that you have proof of income and that your current expenditure make repayments viable whilst ensuring your standard of living.

As with all car finance agreements terms and conditions apply.

Contact Car Loan 2 Day today to discuss our bad credit finance services..